LBMS is a consulting firm specialising in risk management, regulatory and strategic topics in the financial sector. Our work is carried out in a space spanned by future industry challenges, the latest insights from applied and academic research, and existing regulatory requirements and market structures – while always adhering to the highest quality standards. We also consider both interest-related and institutional independence as a prerequisite for the services we offer.


Our expertise is based on methodical / analytical education, experience in central banking, in consulting, applied research, and the implementation of innovative development projects (also in startups). The core focus is on risk management, risk quantification and risk modelling, regulation and strategic thoughts in the financial sector. The emphasis with respect to regulatory issues is on the banking sector.

Corporate Development

2017: The process of setting up the section “Development of Risk Model Applications” – prompted by specific questions in consulting projects and also based on our concept of management consultants firmly rooted in research – begins in 2017 (following preparatory work that has been going on since 2015).

2015: Launch of Finance Pictures: Finance Pictures is a non-profit initiative with which we aim to make a contribution towards the elaboration and communication of important economic issues for various target groups. The element that lends its name to Finance Pictures are cartoons and videos produced in a comic book style. They are worded and depicted in a way that condenses the content of the topics, brings it into focus and makes it accessible for the respective target group in an appealing manner.

: In the course of the continued development of the activities, 2014 saw the founding of LBMS Advisory Services GmbH.

2010: LBMS was founded by Luise Breinlinger in the year 2010 as a consultant firm focused on financial advisory services.